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I play a gacha game and have spent $0 on it. But I can imagine that sort of psychological insulation is not quite so common.
I feel like that’s a hard thing to do. Most of the gatcha games I’ve interacted with hide core game mechanics behind gatcha pay walls.
The real issue in gatcha is that many games require money to make actual progress.
When that’s characters, I just accept it. Like, “Oh, I guess I don’t get to try out this character? I’ll level up others instead and see how well I can do.”