I have no direct solution. But my swiss banking app (Postfinance) also alows me to upload an image or PDF of the invoice and itself detects the QR Code and proceeds with the payment.

Maybe you have something alike too?

If you have Netflix it is included in the games section.

You can play it with your Netflix subscription for ‘free’.

There is still rubber even with these.

Sounds just like taking a flight at an airport.