Its literally not possible to have a top tier phone unless the company can pre order like 10m chips directly from TSMC. No small company will ever be able to do this.
If you want a top tier phone from a non mega corp you will never get a phone. You have to chose some sacrifice for freedom or stick to the mega corps that will always seem to control you

Amost all banking apps are moving towards using the secure android layer which means they will never work on something that can’t fully emulate that. Even in things like grapheneos with gapps installed in a profile they sometimes don’t work. If banking apps are what you are waiting for that is already very hard and will only become less likely to work over time.

This seems to be the closest

I’ve been using this for 2 years. Rock solid with no issues.
Sync is so fast I can see myself typing if implement the same document on different computers. No issues with windows, Linux and android clients

Especially when stuff like this is possible:

Select the bottom option “private DNS hostname” and enter either one.one.one.one or DNS.google.com
Yes, you have those enter a hostname not an IP. Not sure why but it works for me on my android phone.
This one seems to be the most far along
https://furilabs.com/