Play the games how you want to have fun, and anyone who says otherwise is dead wrong. I’ve dabbled in “cheating” myself, whether it’s giving myself 60 pts for starting traits in Zomboid, or building really unbalanced maps in AoE II and preventing the computers from ever advancing, it’s fun to sometimes modify the rules to benefit me unilaterally.
Midnight Club was my absolute jam back in the mid oughts, loved the shit out of that game. Kinda got away from the Arcade style racers, but that game has a special place for me.