I had this moment years ago when I realised 95% of root tweaks I was using were available non-rooted anyway. The other 5% I learnt to live without and now struggle to remember what they even were.

Not sure what kind of apps you are into that know when you’re taking a shit but my banking apps have notification permissions and that is about it (camera when needed but yank it straight after). Most bank and broker websites are limited compared to the app. I have 8 finance related apps and it was constant musical chairs with which one will break after an update requiring hours of workaround research, if one is even available. Any version of Interactive Broker straight up refused to work on rooted device. You may personally be OK with giving up that functionality on your phone but not everyone is in the same boat as you.