Last I played (couple weeks ago) insurance didn’t cost anything. At some point it’ll cost in game credits but right now there’s no insurance premium. You can spend some credits to expidite the return timer if you can spare it.

What? The point of star citizen is exactly that kind of emerging gameplay. I can almost guarantee the person whose spaceyacht was stolen had fun here too. Nothing was lost, the ships are insured and you can just call them back a short while after they’re destroyed.

I checked out one proud bavarian and some beginner’s guide videos to see what the gameplay is actually about and ended up buying it. Thanks for taking the time to respond, I might’ve slept on this title otherwise.

Ah, that’s good to hear! I myself haven’t played Victoria 2, I’ve played EU4, CK2 and CK3 a lot and was really excited about focusing on economy and population rather than map painting in Vic3. I saw the lackluster reviews on release and beyond and assumed it just missed the mark like so many sequels do. I’ll check it out some more. Thanks for your input!

I still haven’t bought that, and looks like I won’t be for a while at least, maybe never if it doesn’t pan out. I was so excited for Victoria 3 but reading the reviews they indicate that it’s also a shell of the former game. Waiting until the game is fully released before letting in any hype has served me well lately.