Eager Eagle
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It’s a credit card, you can dispute charges and will likely get a refund.

I’ve done it a few times for different reasons.

So have I, but weigh that against the hassle of needing to call and be on hold and so on. Let alone the additional burden of knowing I have to stay on top of checking my statements for fraudulent charges

I’d rather avoid all that by never letting it grow to be a problem

Eager Eagle
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I’ve always done it on the app, no phone call or chat. But regardless, it’s not like it’s going to happen. I have my cc info (and throwaway cards like privacy.com) in several websites and nothing like this ever happened. All times I’ve requested a refund was due to the service/product not being what was promised, not due to a data leak. The convenience definitely beats the risk.

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