Every credit union I have been a part of had some home brewed security system that did not follow best practices. Really felt like they contracted out to some kid still in college just to have something online.

I’m certain there are better CUs out there, but I think the issue is most can’t afford much better.

Pessimistic: Apple lawyers have arguments prepared that DRM’ing individual components does not violate this law.

Less Pessimistic: Apple got a sufficient head start in supporting third-party repairs that it would be beneficial for them to get this law passed so that other manufacturers scramble to catch up.

What will probably happen is that people catch on that the content all reads alike and wonder why they shouldn’t just ask ChatGPT directly. Traffic to these sites die down, they panic, and start hiring writers.